Michaywe Living

Michaywé is a special place….

Established in 1970, Michaywé has grown at a steady, easy pace. This peaceful four-season recreational and residential community is

nestled in the winding hills and lush woodlands south of Gaylord. Over 2,000 acres of forest, lakes and streams creates the backdrop for over 960 homes.

The community is a blend of many different lifestyles. The natural beauty of the area coupled with the amenities makes this a wonderful place to retire, raise a family or enjoy that vacation home of your dreams.

Amenities / Recreational Facilities

Michaywé property owners have exclusive use of the indoor and outdoor swimming pools, spa, sauna and tennis courts located at the main clubhouse as well as the Opal Lake Beach House.

Several of the special features of Michaywé are open to the public. Groomed cross country ski trails, nature areas, and our championship golf course, The Michaywé Pines Golf Course, all add to the enjoyment of all seasons. Our outstanding restaurant, Inn The Woods is open every day except Thanksgiving, Christmas Eve, Christmas Day and New Year’s Day.


In addition to the amenities, the Michaywé Owners Association sponsors a variety of activities in which members are able to participate:

  • Opal Lake Park Picnics
  • Mixed League Bowling (October through April)
  • Michaywe Childrens Play Group
  • Men’s and Women’s Golf Leagues
  • A needlework club, book club, plus weekly bridge, pinochle and euchre clubs.

Michaywé holds many special celebrations which include a Christmas Luncheon, a Christmas Dinner Dance, a Spring Luncheon, Ice Cream Social, Winterfest, themed golf outings and the end of summer chili cook-off.

Association Overview

Association Overview

All Michaywé property owners automatically become members of the Michaywe Owners  Association upon the purchase of the property and are responsible for annual Membership dues, which at the present time are $480 per year. All property within Michaywe is governed by its Master Deed Restrictions for the purpose of having a uniform set of restrictive covenants in order to protect the economic value of the land, to provide for maintenance and upkeep, to provide for public sewer and/or water systems, and to ensure the continued attractiveness and value of the Restricted Property.

Michaywe is managed by a Board of Directors which holds monthly business meetings. Michaywe Members are always welcome to attend open Board meetings and are encouraged to participate during the Open Forum. There are also three quarterly Town Hall Meetings and an Annual Meeting in June of each year. The election of Directors and an update of the status of the Association is given at the Annual Meeting.

General Information

General Information


The Michaywe swimming pools are open daily for property owners except for days when our Inn the Woods Restaurant is closed. Inn the Woods and the clubhouse and swimming pools will be closed: New Year’s Day, Super Bowl Sunday, Spring Shut Down (dates determined annually), Thanksgiving, Christmas Eve, and Christmas Day.

Pool Hours:

– Sun thru Thur 9:00 am – 7:30 pm

– Fri & Sat 9:00 am – 8:30 pm

The first hour of each day is reserved for exercise swimmers.

Opal Lake Park is Open during the summer months from Noon – 7:00 pm. Check the monthly social calendar to know which days it will be open. Michaywe Members in good standing may also reserve the Opal Lake House for special events. Opal Lake House Rental Application

Michaywe Office Hours are Tuesday – Friday 9:00 am – 3:00 pm

Send Correspondance to:
Michaywe Owners Association
1535 Opal Lake Road
Gaylord, MI 49735

Phone: (989) 939-8919
Fax: (989) 939-8511

Board of Directors board@michaywe.com

General Manager gm@michaywe.com

Michaywe Employment Application


Michaywe’ Real Estate Information

Alpine Realty Group (ARG): Alpine45.com

ARG Michaywe’ Page: Alpine45.com Featured

ARG MLS Michaywe’ Property Search: Alpine45.com Michaywe’ Search


Local Links & Information

Otsego County Government: www.otsegocountymi.gov

Gaylord Area Chamber of Commerce : www.gaylordchamber.com

Gaylord Area Convention & Tourism Bureau: www.gaylordmichigan.net

Pine Cone Accommodations: www.pineconevacations.com

Gaylord Herald Times : www.gaylordheraldtimes.com

Gaylord Golf Mecca Website: www.gaylordgolfmecca.com

Gaylord Weather: NWS Gaylord Weather

Otsego County Sheriff Residence Security Check Form

Michaywe Maps

Michaywe Street Maps

File Download: Michaywe Street Map


Michaywe Cross Country Ski Trail Map

PLEASE NOTE: The cross country ski trails are reserved for skiers. Snow shoers and walkers are encouraged to stay off to the side of the groomed trails where possible. 

File Download: Ski Trail Map



Land Use Map

Click on the PDF file below and you can pull up the Michaywe Land Use Map.

You have the ability to enlarge the map and scroll around. Use the “hand” symbol to scroll and the “+ / -” symbols to increase or decrease the size.

Use the “binocular” symbol to search for property units or streets, too!

The map can also be printed out in full or just a particular section.

File Download: Michaywe Land Use Map


Otsego County Links

Here is a link to Otsego County’s Website —

Scroll down and click on Property Search

You can access information by name or tax id!  They, too have a map you can access!


State of Michigan – Plat Maps

Click on Statewide Search for Subdivision Plats

Enter Subdivision:    Michaywe
Enter County:           Otsego

Note:  1st time uses click on that option to load the map!

Michaywé Governance

Opal Lake Park Rules & Regulations Changes

DRAFT – January 25, 2020

At their January 25, 2020 meeting, The MOA Board of Directors had a first reading of a revised Opal Lake Park Rules & Regulations. (Available at the link below.) The changes are intended to define the principal hours of use so the park can be open longer, and also to clearly define small non-powered boats as required in the deed restrictions. The bottom line is that Opal Lake Park will be open daily from 7:00 am to 7:00 pm, May 22, 2020 through October 4, 2020. The Board is very excited to offer the membership better access to our beautiful park.

These rules and regulations will be on the agenda for approval at the February 22, 2020 board meeting. If you have feedback regarding the changes, please send your thoughts to board@michaywe.com for consideration prior to the meeting.

Michaywé Governance

The Association is a non-profit organization which was formed to manage and administer the affairs of an association of property owners in a Planned Unit Development (PUD) known as Michaywe; to promote the welfare of its members by maintaining and beautifying the several developments and subdivisions in which its members own or possess real property interests; to enforce building and use restrictions; to represent members before governmental boards or bodies; to promote social and recreational activities; and to engage in such other activities as are incidental thereto and not forbidden by the laws of the State of Michigan.

Deed Restrictions – Restricted Properties

The Master Deed Restrictions for the Michaywe Planned Unit Development (PUD) is the governing document upon all the property within Michaywe.  This document defines what the restricted properties are (i.e. lots, parks and other lands) and how they can be used (building requirements, restrictions, fines, etc.).  This document is recorded at the Otsego County Register of Deeds and is a lien and encumbrance upon the land.

Master Deed Restrictions

Restrictions Complaint Form 5-29-19

Deed Restrictions – Recreational Facilities

This document governs how the recreational facilities are to be operated and managed.

Deed Restrictions – Recreational Facilities

MOA Bylaws

MOA Bylaws 6-22-19


MOA Rules & Regulations

MOA Vehicle & Equipment Rules & Regulations


In the past, the Deed Restrictions regarding vehicles and equipment have been enforced to the best of our ability. The MOA Vehicle & Equipment Rules & Regulations were implemented to provide a fair and uniform enforcement of our Deed Restrictions. Homeowners who own the vehicles and equipment described in our Deed Restrictions will be able to use and enjoy them provided they comply with the commonly referred to 10-day rule of our Deed Restrictions. The county prohibits parking of these vehicles and equipment in the front yard and for this reason alone Michaywé cannot permit or authorize someone to break the law and park such units in the front yard.


The vehicle and equipment Deed Restrictions have been debated, argued and numerous attempts have been made to expand, limit or even do away with them over the years. All efforts have failed so we must all accept the Rules as written and work together to respect each other’s views. Hopefully, owners are finding the Rules to be acceptable and workable, as well as, our enforcement fair and understanding. It is important to note that many Michaywe property owners have purchased homes in our community because we have restrictions and they expect them to be enforced. The opposing view should be encouraged by our attempts to remove these from front yards . That being said, the Association has an obligation to enforce the Deed Restrictions and Rules, which we will continue to do when we become aware of any violations through our own efforts or through homeowner complaints.





The new MOA Vehicle & Equipment Rules & Regulations are designed to comply with the County Ordinance. The following facts are intended to clarify the relationship between the Ordinance, Deed Restrictions, and Rules:

  • The County Ordinance does not allow parking in the front yard.
  • The County Ordinance allows parking in the side yard, but only with a written variance from the Otsego County Zoning Administrator.
  • The County Ordinance only allows parking in the rear yard.
  • The MOA Deed Restrictions limits parking to no more than a ten-day period.
  • The Rules & Regulations limit parking to the rear yard in compliance with the Ordinance.

Therefore, in Michaywé, vehicles and equipment may only be parked in the rear yard for no more than a ten-day period.

SECOND AMENDED Vehicle & Equipment Rules & Regulations 12-29-16


MOA Building Manual 6-22-19

Member, Guest & Public Use Rules & Regulations for the Michaywé Amenities 11-18-17

Short-Term Rental Rules & Regulations 8-18-18

Opal Lake Park Rules & Regulations 9-23-17

Collections Rules & Regulations 9-23-17

MOA Policies

Accounting Practices & Financial Information Policies 8-24-13

Books & Records Policy 9-23-17

Code of Conduct for MOA Directors Policy 8-26-17

Committees Policy 9-23-17

Dues Payment Methods Policy 8-26-17

Golf Cart Policy 9-23-17

Maintenance & Reserve Policy 8-26-17

Meeting Minutes Policy 9-23-17

Member Open Forum Policy 8-26-17


Otsego County Governance

Otsego County Zoning Ordinances

Board of Directors

Board of Directors

The MOA Board of Directors is a voluntary group of men/women who are elected by the Michaywe Members.  The Board meets at least one time per month, usually the 2nd or 3rd Saturday of the month, at the Michaywe Clubhouse.


Board Meeting Agenda

File Download: Agenda 2-22-20

Board Meeting Agenda Topics

The MOA Board of Directors would like your input. If you have a topic you would like to address with the board, please contact either a board member or the MOA Offices. The deadline for submission of agenda topics is the Tuesday twelve days in advance of a Saturday meeting.


2019 – 2020 Board of Directors

President – Mr. Dick Fitton – Term Ends June 2021

Vice President – Mr. John Smolucha – Term Ends June 2022

Treasurer – Mr. Fred Layman – Term Ends June 2021

Secretary – Ms. Mary Brown – Term Ends June 2021

Director – Mr. Dale Jurcisin – Term Ends June 2020

Director – Ms. Caryl Irrer – Term Ends June 2022

Director – Mr. Ken Mertz – Term Ends June 2020



2019 Schedule of Board Meetings

  • Saturday, January 25, 2020 – Open Session @ 10:00 am
  • Saturday, February 22, 2020 – Open Session @ 10:00 am
  • March – No Meeting
  • Saturday, April 18, 2020 – Open Session & Town Hall @ 10:00 am
  • Saturday, May 9, 2020 – Open Session @ 10:00 am
  • Saturday, June 20, 2020 – Open Session @ 10:00 am & Annual Meeting @ 11:00 am
  • Saturday, July 25, 2020 – Open Session @ 10:00 am
  • Saturday, August 22, 2020 – Open Session @ 10:00 am
  • Saturday, September 26, 2020 – Open Session & Town Hall @ 10:00 am
  • Saturday, October 24, 2020 – Open Session @ 10:00 am
  • Saturday, November 21, 2020 – Open Session @ 10:00 am
  • Thursday, December 19, 2020 – Open Session & Town Hall @ 10:00 am

Michaywe Committees



The purpose of this committee is to promote, manage, coordinate, and supervise the Annual Arts & Crafts Fair in cooperation with the General Manager.



Nancy Hawald 248-910-6022

The purpose of this committee is to conduct the annual election of the Board of Directors of the Association and all other Association elections that occur. This includes the initial request for candidates, selection of those candidates, all mailing of materials, administering the election process, and reporting the results.



Joe Colliton 989-939-8487

The purpose of this committee is to observe the ongoing condition of all real property owned by the Association and make recommendations to the Board and the General Manager regarding all related matters.



The purpose of this committee is to consider the future (more than one year in advance) direction and needs of the Michaywé Community, and to make recommendations to the Board of Directors.



The Opal Lake Park Committee is responsible for the general maintenance and improvements made to the buildings, equipment, and grounds at Opal Lake Park.  A major effort is the Annual Spring clean-up held prior to opening, which includes:  removing limbs, trash and raking the grounds; cleaning the deck and beach area; check grills and beach equipment, make needed repairs; and place floats designating the swim area.



The purpose of this committee is to identify MOA Deed Restrictions violations and establish a program for enforcement.

Restrictions Complaint Form 5-29-19



Dick Gardner 989-939-8057

The purpose of this committee is to identify problems with Michaywé roads and develop solutions by proactively working with the Otsego County Road Commission, the local township governments, the Michaywé Board, and Michaywé Members.



Ken Mertz 949-466-5760

The purpose of this committee is to review site plans, building plans and specifications for new construction or additions to existing structures using the Master Deed Restrictions and the MOA Building Manual to evaluate plans submitted for approval.



Sandra Wilson 734-395-9284

The purpose of this committee is to work within the community to coordinate the various social activities, which (a) function in the name of the Association, (b) use the facilities owned by the Association, and/or (c) require financial support, either directly or indirectly, from the Association.



Ann Mertz 734-709-8768 & Janis Smolucha 512-300-5529

The purpose of this committee is to welcome new Michaywé property owners to the Association and provide pertinent information via a “Welcome Packet”. The packet includes a summary of the Michaywé amenities, available activities and volunteer opportunities, and applicable governance.



Book Club: Carolyn Study 989-939-7177

Bowling: Cathy Konecny 513-502-0233

Flower Committee: Harriet Genberg 989-939-8736


Card Groups

Bridge: Nancy Hawald 248-910-6022

Pinochle & Euchre: Tom & Jan Harrington 989-939-8646

Mah-Jongg: Cathe Layman 734-658-1134


Michaywé Golf Association (MGA)

MGA President: Cathe Layman 734-658-1134

Men’s Monday League: Dave Johnson 713-203-5581

Men’s Wednesday League: Vern Cavitch 989-350-2652

Men’s X-League: Barry Wilson 989-350-9203

Ladies’ Tuesday League: Carolyn Smith 989-321-0811

Ladies’ Z-League: Lora Blank 906-364-0185

MOA Publications

Social Committee Calendar

Social Calendar 2020


Tree Health Information

Michaywe property owners have continued to express their concerns about the health of their trees, so we have reposted the articles at the link below. One of the articles addresses Emerald Ash Borer, Oak Wilt, Needlecast, Beech Bark Disease, Asian Longhorned Beetle, and Pine Beetle. Please note: The best time to trim trees tends to be during the winter.

Additional information, mainly about the Emerald Ash Borer, is available in the MOA Board meeting minutes from January 21, 2017. For more information or assistance with your trees, contact Diane Bomer, the forester for the Otsego Conservation District at 989-732-4021 or Diane.Bomer@macd.org

Forestry Articles

Lot Consolidation

MOA Lot Consolidation

THE DEADLINE TO APPLY FOR A 2020 LOT CONSOLIDATION HAS PASSED. Applications submitted at this time will be considered for the billing year 2021. The deadline to apply for a 2021 lot consolidation is Friday September 4, 2020. Applications received after this date will not be eligible for the dues reduction in 2021.

File Download:Lot Consolidation App 2020

Natural Gas

Most of Michaywe has the infrastructure neccessary for homeowners to connect and receive natural gas. If you do not currently have natural gas and would like to know if it is available and how much it will cost, please contact the Residential Service & Alterations Team at DTE. Their phone number is 800-533-6220.
Michaywe Living MOA Publications /Michaywe Maps